Questions Lenders Will Ask

As a liaison to hundreds of clients, my first question is always the following: What can we leverage? We always therefore want to know: – What’s your industry? – Is there any collateral?  Do you even know what there is to collateralize? – What’s your FICO? – What type and amounts of debt do you […]

Business Line of Credit vs Term Loan

Do you know the the difference between a business line of credit and a business loan when should you use one over the other? The next time your business has the needs to borrow you need to know exactly what product is appropriate for you. First off let’s define these products.  A business loan is […]
Paypal Working Capital

Alternative to PayPal Working Capital

If you have been using PayPal for some time, you have probably been made aware of, or even have been offered, a business loan from PayPal.  It’s an efficient way to bypass the bank, especially for the unbankable, and if your business uses PayPal, it’s a good investment for a fast injection of capital. They offer […]

Types of Loan Consolidation

Here are some scenarios we have found worked for our clients in the past…. 1. Use Real Estate We work with even the unbankable.  A corporate client has had several defaults with lenders, and credit is in the dumps.  We arranged a loan that used existing equity on their personal home that changed their large […]

Amazon Loan Alternatives

An Amazon Loan is a fantastic tool.  Easy paybacks, quick turn-around, revolving around your inventory, and no other collateral is needed.  Sometimes, however, the typical Amazon seller wants to purchase more inventory.  Let’s speak about how…. 1. Term Loan or Cash Advance Very often, the turn-around time to see Return on Investment to an online […]

Personal or Business 0 APR Card?

If you’re aiming to get a series of 0 APR credit cards with American Business Funders help, it’s worthwhile knowing the differences between the two types, and advantages and disadvantages of using each one between them. There are two types of credit cards – PERSONAL credit cards and BUSINESS credit cards. 1. Reporting to Personal […]

On Loan Consolidation

Consolidations replace existing debt or advances with new, smarter debt in order to manage your payments to high-interest lenders, either through paying off your funders that you’re paying daily for monthly payments or a Line of Credit with collateral, or lowering your daily payments and freeing up cash-flow. While a merchant cash advance is a […]

What is a Line of Credit?

A line of credit is the best version of working capital.  Term loans are only good for specific business purposes and purchases. Let’s first talk about the amounts.  While a term loan offers higher amounts and perhaps a longer term and therefore lower monthly payments, it’s so much debt up-front that who knows what type […]
Startup Funding for Growth

Startup Capital for Contractors

Can I Factor a Government Contract? The correct answer is: We can get you startup, mobilization capital, exactly what you want, but you didn’t ask the correct question. Why Can’t I Factor it? Factoring is a particular type of financing using your invoices as collateral towards a line of credit. However, factors are only purchased […]
Holding cash

6 Winning Practices That Bring Healthy Cash Flow to Your Business

Guest Post by Suzie Wilson at Happier Home Cash flow is the life force of your small business. Even though it only provides a projection of growth and stability, these numbers can often be sufficient to show you where the company is doing fine and where you’re going wrong. Some entrepreneurs can even turn substantial […]

How to Make Your Investment Property a Truly Successful Investment

Guest post from Natalie Jones at Home Owners Bliss How to Make Your Investment Property a Truly Successful Investment Investment property is exactly that—an investment. And like all investments, you will want to make sure that it brings great returns for it to be a worthwhile one. An almost surefire way to do so is […]